How can your insurance coverage be a psychological well being security web?

It doesn’t matter what coverage you may have, whether or not it is life cowl, essential sickness insurance coverage, or revenue safety, the aim stays the identical – to financially shield you should you cross away or turn out to be sick or injured.

Some even discuss with insurance coverage as a security web – there to assist you, should you fall financially. However do you know your coverage may be a security web to your psychological well being?

The way it works

It is easy. All it’s essential to do is take out a life insurance coverage coverage.

Then, from the second you are lined, you will have prompt entry to your insurer’s wellbeing advantages*. This, in fact, contains your psychological well being assist.

Your advantages can be prepared and ready for you should you or your loved ones ever want to make use of them. No fuss, no methods, simply assist once you want it.

Wellbeing advantages can change all the things

The wellbeing assist included in your cowl all relies on who your insurer is. Beneath’s a breakdown of the psychological well being assist some high insurers supply.

• Vitality presents two ranges of psychological well being assist. The core cowl, included together with your coverage, supplies as much as 8 CBT or counselling periods per 12 months. For an extra premium, their psychological well being cowl presents limitless speaking therapies, £1,500 in out-patient cowl, and no annual restrict for hospital stays.
• AIG’s free Good Well being app presents loads of choices. Its six core options embody 24/7 on-line GP appointments and second medical opinions. Most significantly, the psychological well being arm of this app supplies as much as 4 remedy periods yearly for psychological well being assist.
• Royal London presents entry to Thrive: Psychological Wellbeing once you take out a coverage with them. This NHS-approved app supplies personalised suggestions to forestall, detect, and handle psychological well being situations.
• Liverpool Victoria can assist each you and your companion. You may obtain 5 distant periods per 12 months at no further value. Remedy choices embody counselling, CBT, and different face-to-face consultations if wanted. This assist covers anxiousness, melancholy, substance abuse, OCD, PTSD, sleep, and consuming problems.
• Authorized and Normal supply wellbeing advantages with their cowl. Their psychological well being assist might help you with anxiousness, stress, grief, and relationships, and so they additionally present entry to counselling if wanted.
• Aviva supplies the Digicare+ app to everybody who has an insurance coverage coverage with them. Like AIG’s wellbeing assist, which additionally presents remedy periods, Aviva presents six video or telephone psychotherapy periods.

It is greater than psychological well being assist

Your advantages do not simply cease there. A lot of the UK’s high insurers supply different free further advantages together with your coverage. These embody:

• 24/7 entry to GP consultations – on-line or by telephone
• Health plans and recommendation
• Annual well being checks
• Second medical opinions
• Personalised diet plans and recommendation

That is your signal

When you have a life insurance coverage coverage and nonetheless want to make use of your free advantages, we urge you to make use of them.

In line with our analysis, 90% of those that stated psychological well being assist was probably the most helpful profit haven’t used the psychological well being assist with their coverage.

In the case of psychological well being, prevention is simply as vital as therapy. However accessing assist may be well timed, that means so many individuals delay asking for assist till their psychological well being is at an all time low.

However with entry to free psychological well being assist together with your coverage, asking for assist could not really feel as troublesome.

How we might help

If you happen to nonetheless want cowl – cease your search.

We have now all the things it’s essential to assist discover the correct insurance coverage for you and your loved ones. Our workforce of pleasant advisors is certified to look the market and show you how to discover your good coverage.

Begin your free life insurance coverage quote right now and get one step nearer to monetary peace of thoughts. The cherry on high? Free wellbeing advantages for you and your loved ones.