Understandably, buying a medical insurance plan may be notably difficult when you’ve pre-existing situations. In truth, it turns into much more irritating to browse a listing of plans solely to search out that they’ve strict exclusions or exclude PED protection. Lengthy story quick, you’re satisfied that getting medical insurance masking pre-existing medical situations is difficult.
Nevertheless, coping with PEDs mustn’t restrict your entry to high quality healthcare. Contemplating this, the Care Freedom Well being Insurance coverage Plan has an answer that addresses issues about PED protection. It’s extra like a lifeline to those that typically wrestle to acquire ample healthcare protection.
Merely put, the Care Freedom plan ensures individuals have the liberty to safe versatile protection with out pointless hurdles. Let’s overview the specifics of the product and its advantages. In the direction of the top, you could possibly make an knowledgeable resolution about whether or not the plan is a perfect alternative to your healthcare wants.
About Care Freedom Well being Insurance coverage Plan
The Care Freedom Well being Insurance coverage is a well being plan designed to assist adults and seniors with pre-existing ailments. It provides complete protection towards medical payments, guaranteeing monetary stability for routine and unexpected medical issues.
Its versatile advantages enable policyholders to decide on the protection that most closely fits their wants. Providing a considerable sum insured (SI), Care Freedom eliminates out-of-pocket bills throughout emergencies by way of cashless community hospitals.
The plan additionally covers pre-hospitalisation, post-hospitalisation, and daycare companies prices. From autism to anxiousness, Care Freedom gives all-inclusive psychological well being protection at reasonably priced premiums. General, this plan addresses the necessities of these with long-term sicknesses by providing them a monetary defend. Listed under is a tabular illustration of the plan’s phrases and particulars:
Class | Specs |
---|---|
Sum Insured | ₹3 lakhs,₹ 5 lakhs, ₹7 lakhs/ ₹10 lakhs |
PEDs Coated | Hypertension, Diabetes, Cured TB, Autism, Nervousness, A number of well being points |
Minimal Entry Age | Kids: 91 days; Adults: 18 years |
Cowl Kind | Particular person / Household Floater |
Plan Renewal | Lifelong renewability |
Preliminary Ready Interval | 30 days from coverage buy |
Co-payment | 20% and 30% for insured until 70 and 71 respectively |
Pre-policy check-ups | Not required |
Ready Interval | 24 months |